It is important to make the right choices when making loan and investment decisions.
With immediate computer access to over 300 loan products with all major banks and financiers in Australia, we can make sure you get the best deal to suit your needs.
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HOME AND INVESTMENT LOANS INFORMATION
Full Documentation Loans: Will provide a lower rate of interest. Interest Rates vary, starting from a 5.79% introductory rate for the 1st year, or a variable rate of 6.64% (as at June 2010).
Bank Fees: Vary from bank to bank and sometimes the financier with the lowest interest rate could cost you more in fees. Our team will find the best deal to suit your special needs.
Professional Packages: By different names by different banks. BASICALLY a full documentation loan (all tax records available) over $150,000.00 will provide a discount of interest ranging from 0.7% to 0.5% below the standard variable rate. Many other varied benefits attach to these loans depending on the bank.
Lo Doc Loan: Loans to borrowers with an ABN number of 80% or less of the value of the property WHEN the borrower does not have full financial returns. Generally most banks will allow the borrower to self certify the income portion. Interest rates are generally the same as the standard variable rate (SVR). Investors can have interest only.
95% Home Loan: There are some banks who provide 95% finance home buyers. Interest rates vary but see us for the best deal. Generally speaking – the higher percentage you borrow the more interest you PAY BUT WITH ACCESS TO MOST LOANS AVAILABLE, WE CAN FIND THE BEST DEAL FOR YOU.
Non Genuine Savings 95/5 Remember when the Banks needed you to provide to them that you actually saved your deposit? Well that doesn’t apply anymore. Get 5% deposit together – any how you can – AND we can get you a low interest loan from many banks and financiers. This is ideal for FIRST HOME BUYERS with the $7000.00 First Home Owners Grant.
Commercial Loans: Many Banks now allow you to use residential property for a commercial loan AND ONLY CHARGE residential rates of interest.
Rural Loans: See our Range of Loans
Commercial Leasing: Car Loans
Line of Credit: This allow you to use existing residential security to borrow and pay interest only on the actual amount you need at the time.