It is important to make the right choices when making loan and investment decisions.

With immediate computer access to over 300 loan products with all major banks and financiers in Australia, we can make sure you get the best deal to suit your needs.

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HOME AND INVESTMENT LOANS INFORMATION

Full Documentation Loans:- Will provide a lower rate of interest. Interest Rates Vary from a 5.99% introducer rate for the 1st year up to the base standard variable rate of 7.32% (as at December 2005)

Bank Fees:- Vary from bank to bank and sometimes the financier with the lowest interest rate could cost you more in fees. Our team will find the best deal to suit your special needs.

Professional Packages:- By different names by different banks. BASICALLY a full documentation loan (all tax records available) over $150,000.00 will provide a discount of interest ranging from 0.7% to 0.4% below the standard variable rate:- namely 6.62 to 6.92%. Many other varied benefits attach to these loans depending on the Bank.

Lo Doc Loan:- Are loans to borrowers with an ABN number of 80% or less of the value of the property WHEN the borrower does not have full financial returns. Generally most banks will allow the borrower to self certify the financial portion interest rates are higher. Ranging from 6.72% upwards but is generally at 7.24% - Investors can have interest only.

No Doc Loan:- This is available at 70% loan to value and the loan is provided with almost no financial records necessary.
Once again you need to have an ABN number.Interest Rate being at 7.24%. The bank will lend you the Mortgage Insurance also.

95% Home Loan:- There are many banks who provide 95% finance home buyers. Interest rates very but see us for the best deal. generally speaking - the higher percentage you borrow the more interest you PAY BUT WITH OVER 35 BANKS ON OUR BOOKS WE CAN FIND THE BEST DEAL FOR YOU.

Non Genuine Savings 95/5 Remember when the Banks needed you to provide to them that you actually saved your deposit? Well that doesn't apply anymore. Get 5% deposit together - any how you can - AND we can get you a low interest loan from many banks and financiers. This is ideal for FIRST HOME BUYERS with the $7000.00 First Home Owners Grant.

Commercial Loans:- Many Banks now allow you to use residential property for a commercial loan AND ONLY CHARGE residential rates of interest.

Rural Loans:- See our Range of Loans

Commercial Leasing:- Car Loans

Line of Credit:- This allow you to use existing residential security to borrow and pay interest only on the actual amount you need at the time.